Medicare

Eventually, Medicare, the nations major federal health insurance program, will affect everyone. In fact, if you pay taxes, Medicare already affects everyone because a portion of taxes goes to finance part of the Medicare program. Although you are paying into the Medicare program during your working years, you will probably rely on its services in the future. In fact, persons enrolled for Medicare coverage increased from 19.1 million in 1966 to a projected 38.1 million 1996, a 95 percent increase. Table 1 - Medicare Enrollment Trends Total Persons Aged Persons Disabled Persons One might ask what is Medicare? Well, Medicare is our country's health insurance program for people age 65 or older, certain people with disabilities who are under 65, and people of any age who have permanent kidney failure. It provides basic protection against the cost of health care, but it does not cover all your medical expenses or the cost of most long-term care. You can choose one of two ways to get benefits under Medicare: the traditional fee-for-service system or the managed care program. The Health Care Financing Administration is the agency in charge of the Medicare program. There are two parts of Medicare. Hospital Insurance (also called Part A Medicare.) Part A Medicare is financed by a portion of your payroll (FICA) tax that also pays for Social Security. The second part of Medicare is Medical Insurance (also called Part B Medicare.) Part B Medicare is partly financed by monthly premiums paid by people who choose to enroll. People are automatically enrolled in Part B when you become entitled to Part A. However, because they must pay a monthly premium for Part B coverage, and have the option of paying for the coverage or turning it down. Each part of Medicare covers different kinds of medical costs and has different rules about enrolling. In order to be eligible for Medicare, one has to meet certain regulations. Most peopl...

The Future Perfect Tense in Italian

The Future Perfect Tense in Italian â€Å"In two years, I will have learned Italian.† How do you express a sentence like that in Italian? You use a tense called il futuro anteriore, or the future perfect tense in English. You’ll notice that it looks similar to the il futuro semplice, the simple future tense, but has an extra addition. Here’s what that sentence above will look like: Fra due anni, sarà ² riuscito/a ad imparare l’italiano. If you’re familiar with the future tense, you’ll notice the â€Å"sarà ²Ã¢â‚¬ , which is the first person conjugation of the verb â€Å"essere - to be†. Immediately after, you’ll see another verb â€Å"riuscire - to succeed at/to be able to† in a past participle form. (If you’re not sure a past participle is, take a look at this article. It’s basically just the form a verb changes to when you need to talk about something that happened in the past. Other examples you might recognize are â€Å"mangiato† for the verb â€Å"mangiare† and â€Å"vissuto† for the verb â€Å"vivere†.) I’ll give you a few examples first and then we’ll break down how you can start forming and using the futuro anteriore. Esempi Alle sette avremo gi mangiato. - By seven well already have eaten.Noi avremo parlato al padre di Anna. - We will already have spoken to Annas father.Marco non à ¨ venuto alla festa, sar stato molto impegnato. - Marco didn’t come to the party, he must have been very busy. When to Use It Typically you’ll use this verb tense when you’re talking about an action in the future (like you having already eaten) before something else happens (like it being 7 PM). You can also use it when you’re unsure about something that’s happening in the future or that happened in the past, like you thinking that the reason Marco didn’t come to the party was because he was busy. In this case, other words that you could use instead of forming the futuro anteriore would be â€Å"forse - maybe†, â€Å"magari - maybe† or â€Å"probabilmente - probably†. How to Form the Futuro Anteriore As you saw above, the futuro anteriore is created when you combine a future tense conjugation (like sarà ²) with a past participle (like riuscito), which makes it a compound tense. To be more specific though (and easier on you), there are only two verbs that you can use in the future tense conjugation spot, and they are the auxiliary verbs avere or essere. Take a look at the two tables below that show you the future tense conjugations for the verbs â€Å"essere - to be† and â€Å"avere - to have†. Essere - To Be Sar - I will be Saremo - We will be Sarai - You will be Sarete - You all will be Sar - He/she/it will be Saranno - They will be Avere - To Have Avr - I will have Avremo - We will have Avrai - You will have Avrete - You all will have Avr - He/she/it will have Avranno - They will have How Do You Choose Between â€Å"Essere† and â€Å"Avere†?| When you’re deciding which auxiliary verb to use either â€Å"essere† or â€Å"avere† you use the same logic as you would when you’re choosing â€Å"essere† or â€Å"avere† with the passato prossimo tense. So, as a quick reminder, reflexive verbs, like sedersi - to sit oneself, and most verbs that are related to mobility, like â€Å"andare - to go†, â€Å"uscire - to go out†, or â€Å"partire - to leave†, will be paired with â€Å"essere†. Most other verbs, like â€Å"mangiare - to eat†, â€Å"usare - to use†, and â€Å"vedere - to look†, will be paired with â€Å"avere†. Andare - To Go Sar andato/a - I will have gone Saremo andati/e - We will have gone Sarai andato/a - You will have gone Sarete andati/e - You (all) will have gone Sar andato/a - He/she/it will have gone Saranno andati/e - They will have gone Mangiare - To Eat Avr mangiato - I will have eaten Avremo mangiato - We will have eaten Avrai mangiato - You will have eaten Avrete mangiato - You (all) will have eaten Avr mangiato - He/she/it will have eaten Avranno mangiato - They will have eaten Esempi Quando avrà ² finito questo piatto, verrà ² da te. - When I will have finished this dish, I will go to your place.Sarai stata felicissima quando hai ottenuto la promozione! - You must have been/I imagine you were happy when you got the promotion!Appena avrà ² guardato questo film, te lo darà ². - As soon as I have watched this movie, I will give it to you.Riuscirai a parlare l’italiano fluentemente quando avrai fatto molta pratica. - You will succeed at speaking Italian fluently when you will have practiced it a lot.Appena ci saremo sposati, compreremo una casa. - As soon as we are married, we will buy a house.